TVM Values

N:0.00

I/Y:0.00%

PV:0.00

PMT:0.00

FV:0.00

P/Y:1.00

C/Y:1.00

End/Bgn:end

P1:1.00

P2:1.00

BAL:0.00

PRN:0.00

INTP:0.00

Cash Flow Values

CF0:0.00 (x1)

CF1:0.00 (x0)

Interest:0.00%

NPV:0.00

NFV:0.00

PB:0.00

DPB:0.00

IRR:0.00%

Reinvest Rate:0.00%

Modified IRR:0.00%

Memory Values

M0:0

M1:0

M2:0

M3:0

M4:0

M5:0

M6:0

M7:0

M8:0

M9:0

Stats Values

X01:0.00Y01:0.00

REG:LINn:0.00

x̄:0.00ȳ:0.00Sx:0.00Sy:0.00σx:0.00σy:0.00

a:0.00b:0.00r:0.00X':0.00Y':0.00

ΣX:0.00ΣY:0.00ΣX²:0.00ΣY²:0.00ΣXY:0.00

2NDINVHYPCOMPUTEENTERSET↑↓DELINSBGNRAD◁⁕

QUIT

SET

DEL

INS

xP/Y

P/Y

AMORT

BGN

CLR TVM

RAND

HYP

SIN

COS

TAN

e^x

DATA

STAT

BOND

nPr

ROUND

DEPR

Δ%

BRKEVN

nCr

DATE

ICONV

PROFIT

ANS

CLR WORK

MEM

FORMAT

RESET

AI Explanation

Get a result from TVM (N, I/Y, PV, PMT, FV), Cash Flow (NPV, IRR), or Interest Conversion calculations, then click "Explain Result" to understand how it works.

AI may sometimes make mistakes, use it with caution.

Operation History

Current Settings

Decimal Places: 2
Angle Units: DEG
Date Format: US
Number Separators: US
Calculation Method: CHAIN

Tips

Move mouse over buttons to see tips

Quick Tools

TVM Calculator Report Problem

Update

See all

2025-04-22 Added dedicated TVM calculator, graph and payment schedule table. Try it

2025-04-12 Added AOS calculation mode Tutorial here

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What is BAII Plus Financial Calculator

The BAII Plus financial calculator is a popular financial calculator produced by Texas Instruments. It is widely used by finance professionals, students, and anyone involved in financial analysis. The calculator is designed to perform a variety of financial calculations, including: Time Value of Money (TVM), Cash Flow Analysis and other financial functions.

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Product Updates

Stay up-to-date with the latest features and improvements to our financial calculator.

About

The purpose of this project is to help you understand the operation of BAII Plus. It is an ongoing project. Some functions are still under development, it should not be considered exact as BAII Plus. If you need it for exam or work, please buy the real BAII Plus caculator.

If you have any issues, please report them here.

FAQ

How do I perform a Time Value of Money (TVM) calculation?
Enter values for at least 4 of the 5 TVM variables (N, I/Y, PV, PMT, FV), then press [CPT] and the value key you want to solve for the unknown variable.
How do I change the number of decimal places displayed?
Press [2nd] [FORMAT], then enter the desired number of decimal places (0-9) and press [ENTER].
How do I switch between END and BEGIN modes?
Press [2nd] [FORMAT] to enter settings menu, then select [BGN/END] to toggle between end-of-period (END) and beginning-of-period (BGN) modes.
How do I clear the calculator's memory?
Press [2nd] [CLR TVM] to clear TVM registers, or [2nd] [CLR WORK] to clear all stored values, or [2nd] [2] to reset everything.